When it comes to purchasing a car,
You're in the driver's seat.

Our secure online credit application makes getting financing a quick & efficient process.

We're Here To Help

Like most buyers, you may need financing to get the vehicle you want. What you don't need is a long drawn-out hassle to get it. Our user-friendly on-line credit-application process takes you from start to finish. It requires just a few a minutes of your time and a few personal details which we do not share.

It's really that easy. Get started today.

A Little Knowledge Can Make A Big Difference.

Financing
Factors

Choice of Vehicle/Trade

The loan rates available to you will be based on the year, model, and final cost of the vehicle you choose.

Credit History/Employment

Your rates are based on numerous factors such as income, employment and credit history, including the number of open balances and late payments.

Down Payment/Interest Rate

The more money you can put down the higher your chances are of being approved and the lower your rates are likely to be.

    Your Credit
    Score

    Before applying for credit, it's always helpful to know your credit score which can measure from 350 to 850. The higher your credit score the less you are considered to be a risk. That translates to a lower interest rate. However, whether or not you know your credit score you can still use our credit application tool.

    Factors Effecting Your Credit Score

    Number of open credit accounts, loan and credit card payment history, amount of debt compared to annual income, frequency of credit inquiries, and number of liens and judgments.


    To learn your credit score you can contact the three main credit reporting agencies:

    Experian Logo

    Experian:

    www.experian.com
    (888) 397-3742

    Equifax Logo

    Equifax:

    www.equifax.com
    (800) 685-1111

    TransUnion Logo

    TransUnion:

    www.transunion.com
    (800) 916-8800

    You Make The Choice. We Make It Easy.

    Every part of the car buying process should be simple. That includes determining your car payment which is just as easy our pre-approval process thanks to our on-line payment calculator. Just choose your vehicle and we'll tell you what you can expect to pay each month. Whatever your credit situation and budget, we've got a car for you at a payment you can afford.

    It's easy. It's quick. It's safe. Get started today.

    Daytona Mazda Finance FAQs

    Find answers to common Mazda financing and leasing questions at Daytona Mazda, including online financing, credit, payments, trade-ins, Mazda college and military programs, protection plans, and Certified Pre-Owned financing.

    Can I apply for Mazda financing online before visiting Daytona Mazda?+
    Yes. You can complete our secure online finance application before your visit. Our Mazda Digital Showroom also lets you choose a vehicle, personalize payments, value a trade, and begin the financing process online.
    Can I apply for Mazda financing if my credit is limited or not perfect?+
    Yes. You can still submit our online finance application. Financing terms can be affected by factors including income, employment, credit history, open balances, late payments, vehicle choice, and down payment. Approval, rates, and other terms depend on your specific application.
    What affects my Mazda monthly payment?+
    Factors can include the vehicle price, down payment, trade-in value, interest rate, finance or lease term, available offers, and approved credit terms. Our Mazda Digital Showroom lets you adjust several of these inputs online to compare estimated payment scenarios.
    Should I lease or finance my next Mazda?+
    It depends on your goals. Financing is designed for shoppers who want to work toward vehicle ownership, while leasing provides use of the Mazda for a defined term and includes conditions such as mileage limits. Our Mazda Digital Showroom lets you compare estimated lease and finance costs while building your deal. If you currently lease a Mazda, you can also review our lease-return information to understand your options when the lease ends.
    Can I trade in my current vehicle and use the value toward my Mazda purchase or lease?+
    Yes. You can start with our online trade-in valuation tool, and our Digital Showroom lets you include trade value while personalizing your payment. The final value can depend on factors such as vehicle condition, mileage, and the completed appraisal.
    Are Mazda college graduate or military programs available?+
    Mazda Financial Services offers a College Finance Program for qualifying recent or soon-to-be graduates, including graduates of select trade or vocational programs. The College Finance Program is not a rebate and is subject to credit approval and program requirements. Eligible military shoppers and qualifying family members may also be eligible for Mazda Military Appreciation offers when available. Review our current Mazda incentives for current Military Appreciation offers, and confirm College Finance Program eligibility with our finance team before finalizing your transaction.
    Can I add GAP, prepaid maintenance, or other protection coverage when financing a Mazda?+
    We offer optional products including GAP, vehicle service contracts, prepaid maintenance, road-hazard and tire coverage, and other vehicle-protection options. Whether a particular product can be included in financing depends on the product, agreement, and approved terms. Review our Vehicle Protection Plans for available options.
    Can I finance a Mazda Certified Pre-Owned vehicle?+
    Yes. Mazda Financial Services provides financing options for eligible Mazda Certified Pre-Owned vehicles as well as new Mazdas. You can browse our Mazda Certified Pre-Owned inventory and begin the financing process for the vehicle you are considering. Approval and final terms depend on your application.